Usbanker
This char is the only char to deal with all the banking and loaning side of the banking \'business\' - all decisions to do with loans and items will be officer made and all decisions are final

To be eligible to use the banking benefits and recieve items from the pool your char and alts must have been a member of the guild for at least one month from time of joining and be an active member (i.e active should mean playing once a week discounting holidays and unforseen circumstance - like dropping a plate on your foot)

To be eligible to use the banking benefits and recieve items from the pool your char or alts must have made a contribution to the banking pool to the equivalent of at least 50g (items of auction house value or cash) - prices on items given will be assessed to value by current AH prices

Loans can be made from the banking pool to members of our guild at interest free rates....however unreasonable amounts that deplete the banking system in a severe manner will not be available (ie bank pool has 325g and u ask for 300g)...again these decisions are made amongst officers and myself and all decisions are final.

A minium level to be eligible to use the banking service is 30 and no lower.
Loans must be paid back to the pool within 30 days of the loan without exception.

Loans may be paid back in items - an example of this would be you borrow 100g to buy your mount from the bank, you farm excessively and recieve blues comparable to this amount eg 2 blues at 50g each...(these prices are determined at current AH prices at the time u pay the loan back using these items) However paying back the loan by passing 10000 runecloth for instance will not be accepted.

Items that are donated to the pool will at gm and officer discretion either be sold off to recoup monies loaned or be distrubuted amongst guild members if the pool is healthy